Edmonton-based private mortgage financing for real estate investors, developers, and business owners — capital on your timeline, from a lender in your own city.
Stratfor Capital is headquartered in Edmonton. When you call, you're talking to the person who underwrites and funds your deal — someone who knows the difference between an infill lot in Ritchie and a raw-land play past Anthony Henday. We provide first and second mortgages secured by Alberta real estate, underwritten on the property and your exit strategy rather than rigid bank criteria.
From buy/sell bridges to draw-based construction financing or a commercial refinance, deals get assessed in hours, not weeks.
Close your next Edmonton purchase before the current one sells, or move fast on a discounted or off-market deal. Rates 8–14%.
Draw-based financing for infill builds, renovations, and value-add projects across Edmonton, St. Albert, Sherwood Park, Spruce Grove, Leduc, and Fort Saskatchewan. Rates 10–16%.
Income properties, multi-family, land, and mixed-use across the Edmonton metro region. Project-dependent terms up to $5M+.
| Parameter | Details |
|---|---|
| Loan Amounts | $50,000 – $5,000,000+ |
| Loan-to-Value | Up to 75% (case-by-case) |
| Term | 6 to 24 months (renewals available) |
| Interest Rates | 8% – 16% (project-dependent) |
| Security | 1st or 2nd mortgage on Alberta real estate |
| Property Types | Residential, commercial, multi-family, land, mixed-use |
| Service Area | Edmonton, St. Albert, Sherwood Park, Spruce Grove, Leduc & area |
| Closing | 5 to 7 business days |
Term sheets within 24–48 hours; funding typically in 5–7 business days through legal counsel.
Rates range from 8% to 16% depending on property, loan-to-value (up to 75%), mortgage position, and exit strategy. All costs are disclosed in the term sheet before you commit.
Yes — we take 1st or 2nd mortgage positions on Alberta real estate, subject to combined LTV limits.
Often, yes. Bank declines are frequently about documentation, timelines, or property type rather than deal quality. We evaluate the equity and the exit.
The full metro — St. Albert, Sherwood Park, Spruce Grove, Leduc, Fort Saskatchewan, Beaumont — and Alberta-wide beyond that.