Private commercial financing for income properties, multi-family, land, and mixed-use real estate across Alberta — equity-based lending for investors and developers who need flexible terms and a fast close.
Conventional commercial mortgages are slow and rigid — they lean heavily on covenants, lengthy underwriting, and perfect borrower profiles. As an Alberta private lender, Stratfor Capital underwrites primarily on the property, its income, and the strength of your exit. That makes us a fit for investors and developers who need speed, flexible structure, or a solution outside the bank box.
We lend against commercial and investment real estate throughout Alberta, structuring 1st and 2nd mortgages up to $5M+ with terms aligned to your business plan, whether that's acquisition, refinance, repositioning, or an equity take-out.
Apartment buildings, walk-ups, and rental portfolios — acquisition or refinance.
Tenanted commercial and mixed-use properties with stable or value-add cash flow.
Storefront, strip plaza, and small office assets across Alberta markets.
Raw, serviced, or zoned land positioned for development or resale.
Owner-occupied or investment industrial and warehouse properties.
Bridge a transition, pay out a maturing loan, or pull equity for the next deal.
Tell us about the property, the income, and your plan. We respond within 24 hours.
We evaluate value, cash flow, structure, and your exit strategy.
You receive a term sheet with clear conditions and no surprises.
Funds are disbursed through legal counsel — fast and secure.
| Parameter | Details |
|---|---|
| Loan Amounts | $50,000 – $5,000,000+ |
| Loan-to-Value | Up to 75% (case-by-case) |
| Term | 6 to 24 months (renewals available) |
| Interest Rates | 8% – 16% (project-dependent) |
| Security | 1st or 2nd mortgage on Alberta real estate |
| Property Types | Commercial, multi-family, land, mixed-use, industrial |
| Geography | Alberta-wide |
| Closing | 5 to 7 business days |