Short-term private bridge loans for real estate investors, developers, and business owners who need capital between transactions — funded on your timeline, not the bank's.
Bridge financing is a short-term mortgage that "bridges" the gap between two events — most often when you're buying a new property before an existing one sells, or when you need fast capital to secure a deal that conventional lenders can't fund in time. Secured by Alberta real estate, a bridge loan gives you immediate liquidity for a defined period, then is repaid when your exit event occurs: a sale, a refinance, or longer-term financing coming into place.
As an Alberta private lender, Stratfor Capital underwrites on the property and your exit strategy rather than rigid bank criteria — which means a clear plan and sufficient equity can get funded in days, not weeks.
Purchase your next property before your current one closes, then repay the bridge from the sale proceeds.
Close on a discounted or off-market deal quickly when a conventional approval would take too long.
Fund renovations or stabilize an income property to qualify for permanent financing or a higher sale price.
Cover a maturing loan or payout while a new mortgage or sale is being finalized.
Unlock equity in an existing Alberta property to fund a deposit, a partner buyout, or a new project.
Bridge a short-term capital need for a real-estate-backed business while a longer-term solution is arranged.
Tell us about the property and your exit. We respond within 24 hours.
We evaluate the property value, equity position, and repayment plan.
You receive a term sheet with clear conditions and no surprises.
Funds are disbursed through legal counsel — typically in 5–7 business days.
| Parameter | Details |
|---|---|
| Loan Amounts | $50,000 – $5,000,000+ |
| Loan-to-Value | Up to 75% (case-by-case) |
| Term | 6 to 24 months (renewals available) |
| Interest Rates | 8% – 14% (project-dependent) |
| Security | 1st or 2nd mortgage on Alberta real estate |
| Property Types | Residential, commercial, multi-family, land, mixed-use |
| Geography | Alberta-wide |
| Closing | 5 to 7 business days |